Real Estate Calculators
Calculators for buying and financing a home — down payments, rent vs. buy.
Number of Calculators: 9
- Mortgage AffordabilityEstimate how much home you can afford based on your income, debts, and down payment, using the standard 28/36 rule.
- Rent vs. BuyCompare the long-term net worth of renting vs. buying a home, including mortgage costs, appreciation, and the opportunity cost of your down payment.
- Down PaymentCalculate your down payment amount or percentage, resulting loan size, and whether PMI is likely required.
- Home Equity / HELOCCalculate your home equity and how much you could borrow with a home equity loan or HELOC, based on your lender's maximum loan-to-value ratio.
- Rental PropertyEstimate a rental property's monthly cash flow, cap rate, and cash-on-cash return from its price, financing, rent, and expenses.
- FHA / VA LoanEstimate your monthly payment on an FHA or VA loan, including each program's own upfront and ongoing mortgage insurance fees.
- Mortgage PayoffSee how switching to biweekly mortgage payments (plus an optional one-time extra payment) speeds up your payoff and cuts total interest.
- Closing CostsEstimate the one-time fees due at closing on a home purchase, separate from the down payment.
- Property TaxEstimate your annual property tax from your home's market value, assessment ratio, and local tax rate.
Guided Journeys
Some of these calculators are also part of a guided journey — a connected chain that carries your numbers forward automatically. A journey may include steps from other categories too.
Home Buying Journey
Start Journey →Buying a home means juggling several numbers at once: your take-home pay, how much house that actually affords, what the monthly mortgage payment will really cost, and whether your other debts leave enough room for a lender to approve you. This journey walks through all four in order, carrying each answer into the next calculator so you never have to look up or retype a figure you've already given us.
- Estimate Your Take-Home Pay
- See How Much Home You Can Afford
- Calculate Your Monthly Payment
- Check Your Debt-to-Income Ratio